“Health insurance 101” is back in session! In part one, we went over some common insurance terms you should know in order to help you understand your insurance. Many Americans don’t understand their medical bill or insurance, even some doctors like me, but that doesn’t mean you’ll never make sense of it. I hope to help you clear up any confusion you have about the basics of insurance and medical bills.

Let’s start with the part everyone wants to know first — understanding those different charges on your bill.

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